Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Big Picture–Yellen Walks Steady Line Spoiler alert: interest on excess reserves, forward guidance, and asset buys will remain important. Don't Myth Out on Whole Life There are a lot of myths around whole life. Get the facts here. Recognizing the Challenges of Custodial Care The goal for most, when planning for retirement, is to ensure financial independence and never run out of money.